The following is a summary of the key features and requirements of the Insurance Program. This summary is provided solely for the sake of convenience; and is qualified in its entirety by reference to the specific terms and conditions of the Policy and the rules of The Columbia Law List as in effect from time to time.
Please note that The Columbia Law List does not itself insure any forwarded claim, or otherwise provide any surety for any listed firm. The Policy is provided by a commercial insurer, and The Columbia Law List's obligations under this program are to forward any claim and its supporting documents to the insurer. The Columbia Law List expressly disclaims any other obligation or liability of any kind. Accordingly, to the extent the insurer denies coverage of a claim, or coverage is otherwise unavailable, a forwarder will not be entitled to look to The Columbia Law List for payment.
This program indemnifies those who forward cases through The Columbia Law List to their members against loss due to fraudulent or dishonest acts by lawyers and not against negligence or any other delinquent misconduct, error of judgment, or breach of contract whatsoever on the part of the attorneys. This insurance program is in the form of a $1,000,000.00 fidelity insurance program, and the liability of the law list is limited to claims with respect to which The Great American Insurance Company accepts liability.
Some specifics of this program are as follows:
The insurance program includes coverage against acts of “Theft” as defined in the Policy. The policy covers theft by listed attorneys. The policy does not cover individual employees of listed
firms. This is not malpractice insurance.
It covers properly registered cases for 36 months from the date of employment, except that in the event that the listing of an attorney/law firm is terminated for any reason, the coverage period will not exceed 12 months from the date of termination. Proper registration requires each forwarder to send notification to The Columbia Law List within 35 days from the date each referral was made to The Columbia Law List listed law firm (listee) identifying the listee and such additional information as The Columbia Law List may require. In addition, the listee must be notified on each referral that his/her name was selected from The Columbia Law List Compliance with this rule is a condition precedent to coverage under the Policy.
This program covers members and claims in all 50 states and Canada, but does not provide coverage on foreign attorneys including Puerto Rico, Guam, and the Virgin Islands .
Neither The Columbia Law List nor the surety shall be liable for any loss through any attorney or firm of attorneys whose names were not listed in that publication and or the website at the time of employment. It is incumbent upon the forwarder to consult The Columbia Law Lists website,
www.ColumbiaList.com, for current information.
Under the terms of this Insurance Program, the loss shall be calculated as the net sum the forwarder would have received had the remittance been made in due course by the attorney or firm of attorneys after deduction of costs, expenses, fees, and commissions due to the attorney(s). Recovery under this Insurance Program will be 90% of the net loss after a deductible of $250 per legal case.
Suit fees and advanced court costs are covered if it is proven that suit has not been filed. Suit fees and advanced court costs are not covered if it is proven that suit has been filed.
The Columbia Law List and the surety assume no liability for dispute in fee deductions in connection with suit and/or legal fees unless the amount has been specified in advance and agreed to by the forwarder and the receiving attorney in writing.
The forwarder, on becoming aware of any act or acts which may be the basis of a claim under the insurance program shall notify the law list immediately. The forwarder will then have 90 days within which to furnish back-up documentation and a total loss figure to the law list.
If there is a discrepancy on a remittance by a listed attorney, it is incumbent upon the forwarder to submit to the law list for adjustment the attorney's check and any other pertinent information to the case. Under no circumstances, should the original check be returned to the attorney for adjustment.
No forwarder shall seek insurance coverage with more than one law list on a single item placed with a receiver, nor shall the forwarder indicate insurance coverage with more than one list to the receiver on a single case. Violation of this rule will nullify coverage under this Insurance Program.
The Columbia Law List hopes and expects to continue to offer the protections of its Insurance Program to its forwarders. However, because of changes in coverage instituted from time-to-time by the Insurance Program underwriters, The Columbia Law List reserves the right to change, modify or terminate the Insurance Program at any time, with or without notice.
The Columbia Law List is not required to return forwarding notices to forwarders of attorneys/law firms that have been terminated from The Columbia Law List directory prior to the date of the forwarding notice. The Columbia Law List has its most up-to-date membership roster online at
www.ColumbiaList.com. The following is the link for the attorney search module and The Columbia Law List strongly suggests the all forwarders check the status of the attorney/law firm prior to sending their forwarding notices.
Attorney Search Module is located at:
We are also available by telephone or email.
IN ORDER TO ACTIVATE THE BOND
Submit a notification coupon with each case forwarded to THE ATTORNEYS LISTED IN OUR DIRECTORY
Send us a carbon copy of your cover letter to the receiving attorney, mentioning that the claims are being forwarded over
THE COLUMBIA LAW
Fill out our online Bonding Form here:
A CLAIM HERE